AUGUSTA LOW COST
BANKRUPTCY CENTER

$0
LOW

DOWN EASY PAYMENT PLANS FOR ATTORNEY FEES BASED ON YOUR ABILITY TO PAY*

Why call Augusta bankruptcy attorneys Ward and Spires when considering Chapter 13 or Chapter 7 bankruptcy? 

At the Augusta Low Cost Bankruptcy Center, Ward and Spires LLC, you receive personal, direct service from experienced Augusta bankruptcy attorneys Clay Ward or Joseph Spires. You are not handed off to junior staff under the supervision of an attorney like large firms. We will personally help you through the complicated bankruptcy process.  

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Keep your home, vehicles and retirement accounts

Stop foreclosure, creditor 
harassment and wage garnishment 

Eliminate debt, and restructure mortgages and loans

WARD AND SPIRES, LLC
AUGUSTA BANKRUPTCY ATTORNEYS

Why Choose Atlanta Bankruptcy Attorney Jack Sisson When Considering Chapter 7 or 13 Bankruptcy?

At the Atlanta Low Cost Bankruptcy Center, Law Offices of Jack Sisson, you receive personal, direct service from Atlanta bankruptcy attorney Jack Sisson. You are not handed off to junior staff under the supervision of an attorney like large firms. We will personally help you through the complicated bankruptcy process.

We take a full-service, aggressive and innovative approach to each client’s unique needs and are prepared to help stop embarrassing creditor harassment the day you hire us. Call us today and get the full financial protection available to you under the law. 

Call Us for a FREE Bankruptcy Lawyer Consultation:  (231) 638-4320

CH7 FILING FEE +  COSTS AND LOW LAWYER FEE BASED ON YOUR SITUATION*

Quickly stopped all calls and actions against me

Mr. Ward explained my options and asked me my goals. He quickly stopped all calls and actions and ensured I had a plan that worked for me. Now they have come to my aid again in the process of selling my home while in active bankruptcy. They will do everything they can to get you back in good standings." - Anthony H 

Great people, courteous, understanding and responsive

“Made my bankruptcy proceeding a breeze. I was apprehensive at first, but after Joe Spires walked me through everything I was fully confident. Fast forward a few weeks, I filed, had my bankruptcy hearing a week or two later, and the whole process was painless and quick. I probably spent a total of an hour in their office. Great firm, great people, courteous, understanding and responsive." - Aaron P 

From my first visit, I felt taken care of

I had traumatic, extenuating circumstances that led me to Clay’s office. He and his staff have been so kind, understanding and empathetic and have gone out of their way to make me feel comfortable throughout it all...From my first visit, I felt taken care of and the amount of stress and pressure he took from me that first day, well, I will be forever grateful." - Dawn C  

Our easy 3-step process for filing bankruptcy ~ No office or court visits needed

Schedule a FREE consultation

During your initial consultation, we will spend whatever time is necessary to discuss your unique case, providing immediate feedback and a preliminary estimate of fees and payment options.

1

2

Upload your documents

Next, simply send us your relevant documents electronically. It usually takes just a few days for us to complete your petition, but in emergencies we can react in hours.

3

Review your petition

Finally, you will review and sign your bankruptcy petition. Once signed, we will file your case virtually with the court.

The Augusta Chapter 13 and Chapter 7 bankruptcy attorneys at Ward and Spires

Clay Ward has lived in Augusta his entire life. He has counseled and represented individuals, professionals and small businesses in bankruptcy matters since becoming a founding Partner with Ward and Spires in 2000. Clay enjoys helping clients get on their feet when things seem bleak with their financial difficulties. 

Our office has over 45 years experience assisting clients in bankruptcy and is set up to assist those in despair by treating everyone with kindness and respect. Clay is a firm believer in giving back to the community and serves on many boards such as Walton Foundation for Independence and Augusta Arsenal Soccer. 

Chicago
954 W. Washington Blvd.
Suite 625
Chicago, IL 60607

Free parking available

Each Low Cost Bankruptcy Center of America is independently owned and operated and sets their own rates and payment terms.  

*$0 down payment plans for Chapter 13 attorney fees may be available based on your ability to qualify. Easy payments plans for Chapter 7 cases also available. Low lawyer fees are based on your filing status situation.

Attorney advertising. The law firm contacted through this site is a debt relief agency and helps people of Georgia file for bankruptcy under the U.S. Bankruptcy Code. The information contained in this site is intended to convey general information. It should not be construed as legal advice or opinion. It is not an offer to represent you, nor is it intended to create an attorney-client relationship. Any communication sent via the Internet using this web site would not be confidential and would not create an attorney-client relationship. Testimonials are from actual clients of the law firm; photos are not the actual clients and are for representation purposes only.

PRIVACY POLICY: As owners of the information collected on this site, Ward and Spires LLC and LeadQ Group have access to the information that you voluntarily provide us via email only. We will not share your information with any third party other than as necessary to fulfill your requests to contact a qualified attorney and request feedback. You can opt out of further communications from us by sending us an email via this site. We take precautions to protect your information both online and offline. If you feel that we are not abiding by this privacy policy, please contact us.

Low Cost Bankruptcy Centers of America and logo are registered trademarks of LeadQ Group. Site design and content ©2023 LeadQ Group. All rights reserved.

* REQUIRED

WARD AND SPIRES LLC

Why Choose Suburban Chicago Bankruptcy Attorney Vaughn White When Considering Chapter 7 or 13 Bankruptcy?

At the NW Chicago Low Cost Bankruptcy Center, White Law Offices PC, you receive personal, direct assistance from experienced suburban Chicago bankruptcy attorney Vaughn White. He will personally help you through the complicated bankruptcy process. 

Collect your paperwork

A second meeting is scheduled to obtain your information and documents. From that information, we will prepare your bankruptcy petition for your review and signature. It usually takes just a few days to complete, but in emergencies we can react in hours.

Collect your paperwork

A second meeting is scheduled to obtain your information and documents. From that information, we will prepare your bankruptcy petition for your review and signature. It usually takes just a few days to complete, but in emergencies we can react in hours.

Keep your home, vehicles and retirement accounts

Stop foreclosure, wage garnishment and creditor harassment

Eliminate dischargeable debt and restructure mortgages and loans

Why Choose Kansas City Bankruptcy Attorney Bill Sisson When Considering Chapter 7 or 13 Bankruptcy?

At the Kansas City Low Cost Bankruptcy Center, Law Offices of Bill Sisson, you receive personal, direct service from Kansas City bankruptcy attorney Bill Sisson. You are not handed off to junior staff under the supervision of an attorney like large firms. We will personally help you through the complicated bankruptcy process.

We tailor our services for each client's unique needs and are prepared to help stop creditor harassment the day you hire us. Even if filing bankruptcy is not right for you, we can recommend other options for debt relief.

Patience and professionalism

“Attorney White helped my husband and me with a very difficult case.  With his counsel, patience and professionalism we were able to get through that difficult time.  I would recommend his services to all my friends and family."  - Luis and Nikki


Extremely knowledgeable and caring

“I would highly recommend Mr. Vaughn White for he is extremely caring and knowledgeable. He represented both me and my son with our cases. I felt he was an advocate throughout for both of us with our situations. I will continue to recommend him to others. Thank you for your service!"  
- Lori P.


The only lawyer I trusted

“When it came to filing my bankruptcy the only lawyer I trusted was Vaughn White. He made sure to explain every step of the process to me and keep me up to date on any issues that arose. I am now able to say I am debt free thanks to him, and I would recommend him to anyone who is trying to become 
debt free."  - Sandra B.

Chapter 7 and Chapter 13 Chicago Bankruptcy Attorney Vaughn White

During the last 30+ years, attorney Vaughn White has represented both creditors and debtors in cases ranging from estates with no money to estates with millions of dollars at stake. He has also successfully litigated many collection matters in multiple state and federal jurisdictions. 

Vaughn is a fluent Spanish speaker who makes sure that his clients are able to understand every step of the process, because he knows that communication is key. He actively volunteers and financially supports numerous charitable and community-based organizations, including HOPE Worldwide and Chicago Skyline Afterschool Project.

My goal is to provide quality legal services at reasonable prices.

Every case is important to me and each client is treated accordingly. As a sole practitioner, I am able to offer personalized service that is rarely available at the larger firms. I personally deal with each case. I strive to keep my clients well informed about their case so they have all the information necessary to make important decisions. I also take the time to educate my clients about the legal issues involved and the potential consequences of their decisions.

I am an Atlanta native with 30 years experience primarily in bankruptcy law. Having served the Atlanta County Justice Courts as a Judge Pro Tem from 2001 through 2008, I am a current member of the Atlanta Bar in good standing and admitted to practice law in all state and federal courts.

No Office Visits or Court Appearances Needed 

Two Chicago offices serving Chicago, Lincolnwood, Skokie, Evanston, Morton Grove, Niles, Park Ridge, Des Plaines, Glenview, Northfield, Winnetka, Northbrook, Mt. Prospect, Arlington Heights, Elk Grove Village, Bensonville, Franklin Park, Norridge, Northlake, Elmhurst, Melrose Park, Oak Park, Cicero, Berwyn, Westchester and surrounding areas.






NW Chicago
4243 N. Cicero Avenue

Chicago, IL 60641







Downtown
954 W. Washington Blvd.

Suite 625
Chicago, IL 60607











AUGUST LOW COST
BANKRUPTCY CENTER

FREE Lawyer Consultation   (231) 638-4320

COVID NOTICE:  We are open and able to handle your case. Via phone and video consults and electronic communication, we can operate virtually. 

Aurora
605 N. Broadway #1
Aurora, IL 60505

Free parking available

NW Chicago
4242 N Cicero Ave.
Chicago, IL 60641

Free parking available

NW Chicago Low Cost Bankruptcy Center
White Law Offices PC

954 W. Washington Blvd., 
Suite 625
Chicago, IL 60607
(773) 243-4060

$0
$338

PAYMENT PLANS BASED ON ABILITY TO PAY*

ATTORNEY FEES BASED ON YOUR SITUATION*

IN-PERSON OR VIA PHONE OR VIDEO

Augusta Low Cost 
Bankruptcy Center
Ward and Spires, LLC

(762) 246-4660

445 Walker St.

Augusta, GA 30901


During Evenings and Weekends, Call Us Any Time on our Business Line, or Request a Call-Back via Email: 

Filing bankruptcy for the people of the greater Augusta area ~ No office or court visits needed

Call us 7 days a week and evenings for a FREE Augusta bankruptcy lawyer consultation in-person or by phone or video:  

Also Available Weekends & Evenings

(317) 707-9222(317) 707-9222

$0 Down
Low Flexible Fees
Free Consultations

PAYMENT PLANS BASED ON ABILITY TO PAY*

ATTORNEY FEES BASED ON YOUR SITUATION*

$0 Down to File
Low Flexible Fees
Free Consultations

IN-PERSON OR VIA PHONE OR VIDEO

Augusta Low Cost Bankruptcy Center
Ward and Spires, LLC

(762) 246-4660

445 Walker St., 
Augusta, GA 30901

(762) 246-4660(762) 246-4660
(762) 246-4660

Joseph Spires is a Georgia native with over two decades of legal experience. Joe has filed hundreds of bankruptcy petitions and prides himself on working with clients to make the bankruptcy process as smooth and dignified as possible. His father was a mill worker with Graniteville Company for over 40 years and he understands that individuals can work hard, but still be in financial crisis. 

Joe has also worked extensively with Social Security Claims, primarily focused on Social Security Disability claims. Joe enjoys soccer and has coached for over 25 years and led his teams to several state championships.